Frugal living

I’m apologizing in advance for such a long-winded post. I generally try to keep it short and sweet but this topic demands many more words than my usual.  Before I  start, I’m going to give you a little bit of back story so that you understand where my experience with this subject comes from.  In September …

I’ve really been struggling these past few years, wondering where to draw the line with Christmas gifts for our children. How much is too much? How much is too little? I don’t want to give them so much that they become spoiled (entitled) little brats… what to do, what to do. Thankfully, a few months …