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Frugal living

5 Smart Things To Do With Your Tax Return To Improve Your Financial Situation For The Rest Of The Year

I know that financial experts say that no one should be getting a tax return because you are basically giving the government an interest-free loan on all that money through-out the year, but most people I know rely on that little boost (us included) to help them get a little ahead at the first of …

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Some Things to Consider When Purchasing a Home

I’m apologizing in advance for such a long-winded post. I generally try to keep it short and sweet but this topic demands many more words than my usual.  Before I  start, I’m going to give you a little bit of back story so that you understand where my experience with this subject comes from.  In September …

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How Much Should I Give My Children For Christmas?

I’ve really been struggling these past few years, wondering where to draw the line with Christmas gifts for our children. How much is too much? How much is too little? I don’t want to give them so much that they become spoiled (entitled) little brats… what to do, what to do. Thankfully, a few months …

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