In the past, I’ve struggled with figuring out the financial aspect of Christmas. So, I thought I’d share my plan so far for this year:
- October: Start Saving & Write Lists
- November 1st – December 7th: All Christmas Shopping
- December 8th – Christmas: Bake, Deliver Gifts, & Enjoy!
When it comes to Christmas and finances these are a couple things that I try to remind myself of:
These two reminders help me keep my head on straight so that I don’t get caught up in the same mistake that I made the first year I was married; Charging everything on a card, which took 8 months to pay off. It was so not worth it!!! If you can’t afford much, it’s ok to have a small Christmas. Don’t be embarrassed by giving a smaller than usual gift. If the recipient really cares about you, then they should also care about your financial well-being.
Last Christmas, Lindsay Edmonds at Passionate Homemaking had a really good post titled Striving for a Peaceful, Organized Christmas. She’s direct and to the point but not nearly as blunt as I am, which is a very admirable quality. It’s more than worth your time to give it a read.