Here are some tips for saving money when buying:
- Make a list, as far out as you can think ahead, of things that your family will need. I try to project our needs for at least a year in advance. Remember, planning ahead and being patient will save you tons of money.
- When buying second hand don’t be afraid of a little dirt, or needing to wash something. With a little experience you’ll soon learn to recognize whether something is stained or just needs a good cleaning.
- Don’t feel stupid or embarrassed that you are at a yard sale or thrift store(living within your means is a noble thing to do and no one should look down on you for that.)
- Try to hit yard sales first and then a thrift store if you couldn’t find what you needed. Around here people donate the stuff that they couldn’t sell at their yard sale (which means less good stuff at the thrift store). Plus, at a yard sale you may be able to talk someone down on the price.
- Try to start buying kids clothes/shoes that are 2 to 3 sizes larger than your child’s current size. This not only gives you more time to find what you need, but it allows you to be a bit pickier about what clothes you do buy. Plus, it’s just a good idea to have clothes on hand for emergency preparedness.
- If you can’t find what you need secondhand then check websites for upcoming sales at any store you may need to visit. (Many times you can sign up for their emailing list on their website and they will notify you of upcoming sales and events.)
- Also, you can go to a gift card discount website like Plastic Jungle and buy gift cards for anything that you may need. They often have gift cards for any store you can think of. I like to buy discounted gift cards ahead of time and then hit a sale and sometimes can save a pretty high percentage on things. For example, my mother-in-law gave me a 30% off card for Old Navy (friends and family of employee’s discount). I then went on to Plastic Jungle’s website and purchased ecards to Old Navy. When the ecodes came in my inbox I went to Old Navy’s site and ended up saving 44% total with the employee discount and the discounted gift cards combined. Remember, plan ahead and save some serious cash.
- If you need to buy something new, try to buy it out of season. Like buying a Barbecue at the end of summer. Or try buying decorations for a specific holiday the day after that holiday and then just store them for the next year.
- If using a site like craigslist or ksl.com it may be a good idea to buy a Counterfeit Bill Detector Pen. It’s sad that there are so many dishonest people out there, but a small purchase could prevent accepting fake money.
That’s all I have for now. I hope it gave you a few things to think about in working towards your own financial wellness.